The Finance Experts

A leading provider of financing, vehicle protection, and payment protection programs through participating dealerships like ours, Lexus Financial Services is committed to providing a customer-focused solution to fit your lifestyle. Whether it is competitive financing, or the confidence offered by one of their vehicle protection programs, Lexus Financial Services simplifies the financing and leasing process so you have more time to savor life's most enjoyable moments. At Nalley Lexus Roswell, we help customers throughout the Atlanta area finance or lease their next vehicle. Our finance specialists have the experience necessary to handle a wide range of financial situations, including those with challenged credit stemming from debt, divorce, bankruptcy, or other financial hardships. Get started today with our online finance application and save time at the dealership, or visit us today to speak with our finance team about a loan that best suits your needs.

Leasing vs. Financing

Wondering whether to buy or lease? You're not the only one - it's a big decision! There are pros and cons to both, and not everyone has the same needs or desires when it comes to a new vehicle. We've provided a few points below to help guide you in your decision. If you have more questions, our finance team would be happy to go through your available options.

You may prefer leasing if:

• You drive vehicles for 2-3 years
• You typically drive 15,000 miles or less per year
• You usually trade in your existing vehicle for a new one
• You typically keep your vehicle in its factory condition

You may prefer financing if:

• You drive vehicles for 4 or more years
• You typically drive 16,000 miles or more per year
• You usually keep your vehicle once it's paid off
• You typically customize your vehicle

End of Lease Options

When your lease comes to an end, you have three roads you can take:

• Turn in your vehicle and purchase or lease a new Lexus¹: Get a newer model of what you're already driving or try a completely different Lexus - it's up to you!
• Purchase the vehicle you're currently driving: All that's left to do is get a payoff quote by logging into your LFS online account or contacting LFS at 1-800-286-0653. If you need financing, you can head straight to Nalley Lexus Roswell for help.
• Return your vehicle to your Lexus dealership: Not interested in another Lexus? We understand, and we'll be here for you if you ever decide to come back. For now, simply bring your vehicle back to Nalley Lexus Roswell by lease-end.

¹Available on approved credit through your dealer and Lexus Financial Services. Not all applicants will qualify.